Funderial is a direct funder. We purchase a share of a business's future card receivables and get paid back as a small split of each day's sales — for business owners directly, and built into the platforms of processors, POS companies and ISOs.
Slow day? The split shrinks with it. Percentages vary by agreement.
You get a lump sum up front — in as little as 24 hours after approval — from Funderial directly. No middlemen.
Nothing changes at the register. Card sales settle through your processor like they always have.
Automatically, until the purchased amount is delivered. Busy weeks pay down faster; slow weeks, less.
Prefer ACH or a lockbox instead of a card split? See all remittance options →
When a merchant needs cash, they go wherever offers it — and often take their processing with them. Put Funderial's direct funding inside your relationship and keep it.
Explore partner solutions →Remittance comes out of the card batch you already settle, so there's no new payment for the merchant to manage.
Apply links built specifically for each partner, so every merchant is tracked and credited to you.
Drop Funderial's funding experience into your platform, so merchants check options and apply without leaving it.
One person who knows your book, supports each transaction and keeps communication clear.
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Yes. We underwrite and fund in-house. There's no broker between you and the capital.
From $5,000 to $500,000 per location, based on your revenue and card volume.
No. We purchase a portion of your future receivables. You deliver them as a percentage of sales until the purchased amount is reached.
There's no hard credit pull to review your options.
Underwriting takes less than 24 hours, firm offers come the same day, and same-day funding may be available for qualified businesses.
We can connect you with other financing through our partner network. See other financing →